In Columbia Casualty Co. v. State Auto Mutual Insurance Co., the Sixth Circuit Court of Appeals concluded, under Ohio law, that a demand letter to a general liability insurance carrier’s insured containing allegations of bad faith on the general liability carrier’s part did not amount to a “claim” against the general liability insurer under an errors and omissions policy issued to the general liability carrier. The underlying insured under the general liability policy ... Keep Reading »
California Appellate Court Agrees Marijuana Delivery Driver’s Accident Not Covered Under Personal Auto Policy
A California Court of Appeals decision brought one auto policyholder decidedly down from “cloud nine” in Murphy v. AAA Auto Insurance of Southern California, which found no coverage over a cannabis delivery service employee’s collision in a personal vehicle while on the job. The court ruled the “compensated carrying exclusion” barred coverage, holding it was neither ambiguous nor contrary to public policy in this instance. The insured, Andrew Murphy, was a full-time ... Keep Reading »