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You are here: Home / Archives for Bad Faith

Bad Faith

Bad Timing Dooms Bad Faith Claim

January 31, 2013 by John W. Herrington

A recent decision by a New Jersey Appellate Court clarifies both the scope of a New Jersey insurer’s duty of good faith in resolving a first-party uninsured motorist claim and the way in which claims for breach of that duty must be raised. The plaintiff in Wadeer v. New Jersey Manufacturers Ins. Co., A-3206-10T4 (N.J. Super. Ct. App. Div., Dec. 13, 2012), was severely injured when a “phantom vehicle” swerved into his lane and made him lose control of his car.  He was ... Keep Reading »

Casting a Wide Net: Challenges to Lender-Placed Flood Insurance Erode Distinctions Between Banks and Insurers

January 25, 2013 by John W. Herrington and Robert D. Helfand

As banks play an increasing role in the marketing and sale of property-casualty insurance products, the businesses of banking and insurance are becoming entangled.  One place where they intersect is the purchase of lender-placed insurance protecting against floods and other hazards.  Uniform mortgage agreements typically give banks a right to “require” their borrowers to maintain certain types of insurance on mortgaged property, and to separately purchase that insurance ... Keep Reading »

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Recent Articles

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